Title: The Prospects of m-Commerce Implementation: Issues and Trends

Abstract
:
The recent developments in mobile telecommunications and its spread, with over one-third of the world population have access to the device, have made it a viable platform for business transaction. The application areas that are being addressed include government (m-Government), commerce (m-Commerce), business (m-Business), payment (m-Payment), learning (m-Learning) and health (m-Health), to mention a few.  This paper discusses the prospects of m-Commerce, the issues, application areas, payment system, security and the growth of mobile devices and networks. Similarly, the paper presents the prospect of m-Commerce particularly, m-Banking in Nigeria, which is the fastest growing telecommunications nation in Africa and the third in the world.


Authors: Charles K. Ayo, Uyinomen O. Ekong and Ibukun T. Fatudimu 

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